Risk in Banking Sector There are six major types of risk in the banking sector which may affect a bank’s operations, profitability, and solvency. These risks in banking are explained below: Interest Rate Risk Interest rate risk is the chance that an unexpected change in interest rates will negatively affect investment value. One of the […]
The Asset Liability Management (ALM) function strategically plans, directs and manages the flow, composition, and interest rates of a bank’s assets and liabilities.
The structure of Indian Banking System has evolved to meet the financial needs of trade and industry and to satisfy the country’s institutions.
Development banks are financial agencies that provide medium and long-term financial assistance and act as catalytic agents in promoting the balanced development of the country.
Working capital management ensures the company has sufficient liquidity to meet its short-term obligations when they become due and carry out its usual day-to-day activities. There have been multiple examples where small businesses have failed due to a lack of liquidity despite increasing revenues.
Securitisation is a well-established practice in the global debt capital markets, involving the sale of income-generating assets from the owning institution to a specifically established company.